Prequalifying

The most important first step in your home search is understanding your personal financing situation. Unfortunately, people often search and search for that perfect home only to find that the price range was inappropriate all along - either too high OR too low. I've also watched people lose that perfect place to other, already prequalified buyers.

Many buyers have a purchase price in mind but don't know what monthly cost that price will actually produce for them - principal, interest, taxes, insurance, & related closing costs. If you know the amount you have available to use as a down payment, and the monthly cost you would be comfortable with, I can help you determine an appropriate price range.

The prequalification process will determine whether you can be approved by a lender for the amount you decide on. It will also help you determine how to structure your financing - more money down, less money down, no income verification, interest only, combine more than one mortgage product, etc. There are many products out there and everyone's scenario is different. The time to get this done is NOW - not after you make a costly mistake or lose a great home to a better prepared buyer.

Please let me put you in contact with a local mortgage professional who can help you through this process at NO COST TO YOU. If you fill out the form below it will help us get started with some basic information. Let's work together and make the dream come true!